Terms and Conditions

Welcome to MAITRI CONSULTANCY. These Terms and Conditions ("Terms") govern your use of our website ("Site") and the consultancy services ("Services") we provide. By accessing our Site or availing our Services, you agree to be bound by these Terms. Please read them carefully.

1. Scope of Services

MAITRI CONSULTANCY acts as an intermediary and consultant for motor, health, life insurance, and mutual fund products. Our role is to provide you with information, assist in comparing products, and facilitate the application process with third-party Insurance Companies and Asset Management Companies (AMCs). We do not issue insurance policies or manage mutual funds ourselves. The final decision to purchase any product rests solely with you.

2. Client Obligations

As a client, you agree to:

• Provide accurate, complete, and truthful information required for KYC (Know Your Customer) documentation and product applications.
• Promptly inform us of any changes to your personal or financial information.
• Carefully read all product-related documents, such as policy terms and offer documents, before making any investment or purchase.
• Understand that all investment products, especially mutual funds, are subject to market risks and that past performance is not indicative of future returns.

3. Intellectual Property

All content on this Site, including text, graphics, logos, images, and informational materials, is the exclusive property of MAITRI CONSULTANCY or its licensors and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or use any content from the Site for commercial purposes without our prior written consent.

4. Disclaimers and Limitation of Liability

• No Guarantee: We do not guarantee the performance of any insurance or mutual fund product. Investment values can fluctuate, and we are not liable for any financial losses you may incur.
• Third-Party Products: Our services involve products from third-party providers. We are not responsible for the terms, conditions, or service quality of these providers. Any claims or disputes related to a product must be addressed directly with the respective Insurance Company or AMC.
• Informational Purpose: The information provided on our Site is for general informational purposes only and should not be considered as professional financial advice. Professional advice is provided only after a detailed needs analysis during a personal consultation.
• Indirect Damages: To the fullest extent permitted by law, MAITRI CONSULTANCY shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our Site or Services.

5. Remuneration

MAITRI CONSULTANCY receives commissions or fees from the Insurance Companies and AMCs whose products you purchase through us. This remuneration is part of the standard industry practice and does not involve any extra cost to you. We are committed to providing unbiased recommendations based on your needs.

6. Indemnification

You agree to indemnify and hold harmless MAITRI CONSULTANCY and its employees from any claims, losses, damages, or expenses (including legal fees) arising out of your breach of these Terms or your provision of false or misleading information.

7. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts in Surat, Gujarat.

8. Modification of Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our Site. Your continued use of the Site or our Services after such modifications will constitute your acknowledgment and acceptance of the new Terms.

9. Contact Us

If you have any questions or concerns regarding these Terms and Conditions, please contact us at:

MAITRI CONSULTANCY
Email: maitri.future@gmail.com
Phone: +91 9328947575